We know that Fidelity offers cash management accounts with a debit card that allows you to withdraw money in local currency from any ATM overseas and reimburse you with the ATM fee. However, there might be a mark-up fee if you do it wrong on an ATM! What’s a Mark-up fee or Conversion Fee? It […]
Fidelity: ATM Withdrawal in Japan & Taiwan Read More »
The world lost a “Friend”, Matthew Perry. Attack on Titan Finale came to an end. The wars at some places keep going on. Little happiness in daily life becomes more precious than ever.
Yay! I got my first job after graduation! But what are ESPP and RSU? Employee Stock Purchase Plan (ESPP) ESPP Example: Let’s assume the discount is 15% off and the ESPP offering period is from February 1st to July 31th. The Grant Date FMV on Feb 1st is $100 per share. The Purchase Date FMV
1 Slider – ESPP vs RSU Taxes Read More »
Japan and Taiwan finally opened their borders without COVID-19 quarantine in October 2022! It’s been 4 years since the last time I visited my family in 2018, mostly because of COVID and partly because of the risk of re-entry to the US for my visa status transition. Read more: Secrets of USA Permanent Residency? American
Conrad Tokyo: Worth It? Read More »
Excited to start your trip in Japan? Don’t forget Visit Japan Web! That makes your entry way smoother! What is Visit Japan Web? Because of COVID-19, Japan now digitalizes almost everything for the entry system at their international airports. If you had ever traveled to Japan before COVID-19, you must have the experience of filling
What is Visit Japan Web? Read More »
If your university or college allows alumni to keep the email accounts, I’d strongly suggest you keep it. Why? Here are the 6 reasons why you should keep your university or college email account. Lifetime and Credible Email Address You will lose your current job email when you quit or change jobs, but where you graduated
Graduate Soon? Why Keep Your School Email Read More »
Dream of retiring early? Know nothing about investment? No worries. A PhD may not be financially smarter than you! Negative I grew up in an ordinary Taiwanese family. My parents have been very frugal. I have been taught to study well and I did. The only thing about personal finance I’ve known since I was
From Negative to FIRE: Asset Allocation Formula Read More »
PRIVACY NOTICE Last updated Feb 2, 2023 This privacy notice for PhD on the Side (“Company,” “we,” “us,” or “our“), describes how and why we might collect, store, use, and/or share (“process“) your information when you use our services (“Services“), such as when you: Questions or concerns? Reading this privacy notice will help you understand
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How to get a Green Card? Normally, you can get a green card by the following 3 ways: See Green Card eligibility categories for more details. If you are lucky to find your other half who happens to be an American citizen or get selected in the Green Card lottery, the time to get a
Secrets of USA Permanent Residency? Read More »
Do you know how difficult it is to beat the local brands in South Korea? Not even Apple MacBook can. Taiwan and South Korea are famous for their semiconductor industry and electronic devices. South Korea is well-known for Samsung and LG. ASUS and Acer are from Taiwan that produce electronic devices and hardwares. The 3C global
Taiwan’s ASUS Marketing Miracle In South Korea Read More »
