SideNote

Fidelity: ATM Withdrawal in Japan & Taiwan
January 17, 2024
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PhD on the Side
We know that Fidelity offers cash management accounts with a debit card that allows you to withdraw money in local currency from any ATM overseas and reimburse you with the ATM fee. However, there might…

1 Slider – ESPP vs RSU Taxes
June 6, 2023
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PhD on the Side
Yay! I got my first job after graduation! But what are ESPP and RSU?
Employee Stock Purchase Plan (ESPP)
ESPP allows an employee to buy the company stock at a discounted price with part of the…

Conrad Tokyo: Worth It?
May 7, 2023
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PhD on the Side
Japan and Taiwan finally opened their borders without COVID-19 quarantine in October 2022! It’s been 4 years since the last time I visited my family in 2018, mostly because of COVID and partly because…

What is Visit Japan Web?
March 2, 2023
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PhD on the Side
Excited to start your trip in Japan? Don’t forget Visit Japan Web! That makes your entry way smoother!
What is Visit Japan Web?
Because of COVID-19, Japan now digitalizes almost everything for the…
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Graduate Soon? Why Keep Your School Email
February 4, 2023
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PhD on the Side
If your university or college allows alumni to keep the email accounts, I’d strongly suggest you keep it. Why?
Here are the 6 reasons why you should keep your university or college email account.
Lifetime…

From Negative to FIRE: Asset Allocation Formula
February 4, 2023
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PhD on the Side
Dream of retiring early? Know nothing about investment? No worries. A PhD may not be financially smarter than you!
Negative
I grew up in an ordinary Taiwanese family. My parents have been very frugal….
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