SideNote

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Fidelity: ATM Withdrawal in Japan & Taiwan
We know that Fidelity offers cash management accounts with a debit card that allows you to withdraw money in local currency from any ATM overseas and reimburse you with the ATM fee. However, there might...
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1 Slider - ESPP vs RSU Taxes
Yay! I got my first job after graduation! But what are ESPP and RSU? Employee Stock Purchase Plan (ESPP) ESPP allows an employee to buy the company stock at a discounted price with part of the...
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Conrad Tokyo: Worth It?
Japan and Taiwan finally opened their borders without COVID-19 quarantine in October 2022! It’s been 4 years since the last time I visited my family in 2018, mostly because of COVID and partly because...
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What is Visit Japan Web?
Excited to start your trip in Japan? Don’t forget Visit Japan Web! That makes your entry way smoother! What is Visit Japan Web? Because of COVID-19, Japan now digitalizes almost everything for the...
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Graduate Soon? Why Keep Your School Email
If your university or college allows alumni to keep the email accounts, I’d strongly suggest you keep it. Why? Here are the 6 reasons why you should keep your university or college email account. Lifetime...
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From Negative to FIRE: Asset Allocation Formula
Dream of retiring early? Know nothing about investment? No worries. A PhD may not be financially smarter than you! Negative I grew up in an ordinary Taiwanese family. My parents have been very frugal....
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